Car, Motor and Vehicle Rental / Hire Excess Insurance Cover
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Excess Protect

Excess Protect provides the protection you need against financial troubles associated with car rental excesses abroad.

Click here to view Policy Booklet for this product

This policy is underwritten by Strategic Insurance Services Limited and administered by Questor Insurance Services .


Excess Protect features and benefits

The distinguishing characteristic of Excess Protect Insurance from Business & Domestic, is its flexibility. Consumers may select the level of cover they need for either European or Worldwide car rental excesses. Cover is for annual coverage up to a maximum of £2,000 (or equivalent in local currency) for each and every claim and £3,000 in aggregate. Each rental up to 30 days duration is covered. The cover provided is including excess for fire, vandalism, theft, key loss, lock damage, and loss of use. A £10,000 limit of Personal Accident is payable in the event of an accident whilst driving a rental vehicle. A limit is also available for Baggage and Personal Effects to a limit of £300

The indicative retail rate is £49.95 for European Annual Cover and £69.95 for Annual Worldwide Cover.

  • Cover selected to meet the individual needs.

  • Financial consulting to assist in times of need.

  • Flexible payment methods - for example, Direct Debit or Credit Card - to suit the needs of the individual.

  • A 45-day cooling off period allowing the consumer to ensure the cover is right for them.

Who is Eligible

The consumer has to be aged between 21 and 64.

Exclusions

Our main exclusions and terms and conditions are highlighted below. For a full list of the exclusions then please refer to the policy terms and conditions. If you would like a copy, simply click on "contact us" and detail your request.

Exclusions include:

  • Rental in home country;

  • Wilfull injury or damage;

  • Fraud or dishonesty;

  • Any claims caused by or resulting from being under the influence of drugs and/or alcohol;

  • Wear and Tear.

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